Benefits

Vacation is a work-earned benefit. Individuals who are promoted to full time status and subsequently complete 90 days of full time employment, begin to accrue paid time off for vacation as follows:

All employees have the same vacation schedule whether they are salaried individuals or work by the hour. Everyone is encouraged to take an annual vacation to recharge their batteries and maintain enthusiasm for their job.

Holidays

The Company recognizes six holidays annually for holiday pay purposes. All full time employees are paid to stay home and enjoy the festivities. If they chose to work on the holiday, they receive double and one-half time. Part time employees, who do not receive holiday pay, are paid time and one-half if they work. Those holidays are:

· New Year's Day

· Memorial Day

· 4th of July

· Labor Day

· Thanksgiving

· Christmas

Happy Birthday

In addition, every full time individual receives a day off with pay to celebrate his/her birthday! This day off can be scheduled anytime within the 30 days following the actual birth date.

Sick Pay

Employees who become ill have the protection of sick pay when accrued. Sick pay accrues at the rate of four hours per month for any month in which sick pay is not used. An individual may accrue up to 80 hours of sick pay which will stay in their sick pay account until used.

Five or Ten Year Bonus

In addition to the scale wage for a position, employees who reach the five year and ten year mark are rewarded with an additional .25 per hour at five years and .50 per hour at ten years added to hourly wages.

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Wishing You a Merry Christmas

C&K gives every full-time employee a bonus at Christmas in the form of gift certificates redeemable at any of the company's stores. Knowing that grocery items are requirements of every household, this bonus allows employees to spend their ready cash on more important items at Christmastime.

Savings Plan

To encourage employee savings and to ease the burden of making loan payments, the Company is affiliated with numerous credit unions and will forward a payroll deduction to those institutions upon request. Many people find payroll deduction a simple and efficient way to save money and make monthly payments. Often, the payroll deduction option allows employees to receive a lower interest rate on certain types of loans.

Cafeteria Plan

Our company Cafeteria Plan allows employees to select some of the benefits they receive. Under the Plan, everyone has the right to decide where the benefit dollars they have earned will be spent. They are given the option of selecting health insurance, dental insurance, life insurance, dependant care or setting aside for un-reimbursed medical expenses.

Health Insurance

The Company-sponsored health insurance is available to all eligible employees and their dependants (as defined by IRS) at no cost to the employee. It is a comprehensive health plan with a minimal deductible that allows individuals to seek the health care professional of their choice. This coverage can be purchased by employees who are not eligible for benefits at a company subsidized rate provided they average 20 hours of employment weekly. Despite spiraling health care costs, the company has successfully negotiated rates that make medical insurance a reality for all its employees.

An individual who is covered by health insurance outside of the Company (or simply chooses not to be covered) is given the freedom to choose where the dollar value of their company sponsored premium will be spent. They can put the money into individual accounts designated for either un-reimbursed medical expenses or dependant care. As un-reimbursed medical expenses occur, they simply apply to the Plan for a check to cover those charges. Similarly, as child care costs occur, a weekly statement can be submitted to the Plan for reimbursement. Further, an individual may elect to defer some of his or her pay into these accounts subject to IRS limitations. Such deferrals are pre-tax and reduce taxable gross income.

Dental insurance is offered through the Plan as well. The dental program offers coverage to an employee and dependants and does not restrict individual choices for professional care. Also available through the Plan is a tiered life insurance program that allows employees to pick the amount of life insurance they can afford. Term life insurance can be purchased at below typical market rates through our Plan.

Any amount expended by an employee for these insurance plans is deducted from pay before federal, state or social security taxes are applied. The premiums are a "pre-tax" expense which reduce taxable gross income. The Company will take the premium amount off the top each pay period and forward the monthly premium to the insuring agency.

Company VISA

C&K has a special relationship with the Chetco Federal Credit Union, headquartered in Brookings, OR, whereby any employee of the company who has completed 12 months of service and is at least 18 years of age is pre-approved for a VISA card with a $500.00 limit. A credit check or other qualifying issues do not apply. It is quick, easy and offers everyone the opportunity to have a credit card and start building a good credit history.

Direct Deposit

The Company offers direct deposit (electronic funds transfer or EFT) for all employees' checks. Upon written instructions from the employee, the paycheck will be "direct deposited" electronically to the bank account designated. This eliminates any waiting period for the postal service to deliver a paycheck. Automatically on pay day, the net amount is deposited. Further, when pay day falls on a Saturday, Sunday or a holiday, the checks are deposited on Friday or the day before the holiday. No more delays, no more trips to the bank, no more waiting in lines, direct deposit is fast, easy and foolproof.

Employees have the option of deferring up to ten percent of their gross income into a 401(k) plan.